Inflation is causing high prices across the U.S. economy, and that may have you rethinking that renovation you had planned this spring. Before you put your plans on hold, here are some ways to offset inflation and make that renovation a reality.

If you’re renewing your lease or looking for a new place to rent this year, you will likely see a spike in what you pay each month. 2021 was a record year for rent growth, with it rising 17.8% nationally.* That is a huge increase considering annual rent growth between 2017–2019 averaged 2.3%.* With this rise in rent, you need to be more careful than ever not to get stuck in the rent trap.

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Zillow forecasts existing-home sales to total 6.35 million in 2022, up over the estimated 6.12 million that closed out 2021.* If you’re looking to make a move this year or refinance to consolidate debt, renovate your home, lower your monthly payment, or reduce your term, here are a few things you’ll want to keep an eye on.

A home equity line of credit, or HELOC, has some unique advantages over loans. With ten years of interest-only revolving credit followed by a 15-year repayment period, it can be a great solution for some situations you may not have considered.

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It’s easy to get wrapped up in the hustle and bustle of holiday spending. So much so, that sometimes you spend more than you planned. However, here at LMCU, we’re hopeful a balance transfer might help! Hear what our lending expert, Joe Batt, has to say on transferring credit card balances after the holidays.

If you’re an avid user of online shopping and store-to-door delivery subscriptions, figuring out where to make changes could be a challenge. Never fear, LMCU is here!

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