At LMCU, not even social distancing will stop us from having your back. Our home equity line of credit, starts at just 3.00% APR.* Borrow and spend money just like a credit card. Use the extra cash for any immediate needs, or pay off high-interest debt to strengthen your financial stability for the days ahead.
And if a home equity line of credit isn’t right for you, we also offer our Prime Platinum credit card rated the #1 best low interest credit card in the nation** starting at 7.25% APR***Visit LMCU.org to get started.
*APR = annual percentage rate. Rates as of 4/1/2020. Best rate available to well qualified borrowers with under 80% Combined Loan to Value (CLTV). Assumes auto-pay from LMCU checking account. Your rate may be higher based on your specific CLTV, term, and credit score. Rates subject to change after account opening. HELOC rates are variable and based on the current index margin; rates will not exceed 12%. Terms, loan amount maximums, and other restrictions apply. Loans are secured by a lien against residential property only. Acceptable collateral are 1-4 unit owner occupied and second homes. Existing liens on the property will impact the amount you qualify for. All rates are subject to approval and underwriting terms and conditions, so your rate may vary. Call or see branch for details.
**NERDWALLET, December 2019.
***APR = Annual Percentage Rate. Rates as of 04/15/20. Rates are subject to change. Lowest rate featured based on credit score of 760. Rates subject to change. Subject to credit approval and income qualification. Other rates and terms available, contact us for more information.