If you use your debit card for most of your purchases, you may want to consider using a credit card instead. Fraud is on the rise and becoming more sophisticated. According to the Federal Trade Commission, Americans lost $5.8 billion to fraud in 2021, up 70% from 2020. Protecting your money is more important than ever, and, in most cases, credit cards provide more fraud protection benefits compared to debit cards.
It may seem counterintuitive, but a credit card can actually help you be more financially responsible — the key is to make sure you use it in a responsible way.
Use the 1-2-3 approach to help your student pay for college
When you’re planning for college, the first question is often which school to choose. But equally as important is the question of how you’ll pay for it. That’s why we’ve partnered with Sallie Mae® to bring you their 1‑2‑3 approach to paying for college. These three steps can help you make more informed, responsible financial decisions for a big investment in your future.
What home makeovers are happening in 2022?
2021 saw us getting out of the house more than the previous year, and 2022 hopes to be even more of a return to normal. While 2022 home makeover trends are similar to what we’ve seen in the past couple years, there are a few new focuses we expect to see this year.
Strategies to save for a down payment on your home.
Considering homeownership? One of the biggest expenses to save for when becoming a homeowner is the down payment. Many buyers believe they need to put at least 20% down on a home when, in reality, that’s not always the case.