Skip to content


You'll love banking here.

Get the latest news from LMCU

Credit vs. debit: Which is safer to use?

Posted August 3, 2022  |   Topics: Wallet Wisdom

If you use your debit card for most of your purchases, you may want to consider using a credit card instead. Fraud is on the rise and becoming more sophisticated. According to the Federal Trade Commission, Americans lost $5.8 billion to fraud in 2021, up 70% from 2020. Protecting your money is more important than ever, and, in most cases, credit cards provide more fraud protection benefits compared to debit cards.

Meet Erin and Chad

Posted June 30, 2022  |   Topics: Wallet Wisdom

LMCU helped Erin and Chad build their dream home.

How to Budget with a Credit Card from LMCU

Posted June 30, 2022  |   Topics: Wallet Wisdom

It may seem counterintuitive, but a credit card can actually help you be more financially responsible — the key is to make sure you use it in a responsible way. 

Paying for college responsibly

Posted June 14, 2022  |   Topics: Wallet Wisdom

Use the 1-2-3 approach to help your student pay for college

When you’re planning for college, the first question is often which school to choose. But equally as important is the question of how you’ll pay for it. That’s why we’ve partnered with Sallie Mae® to bring you their 1‑2‑3 approach to paying for college. These three steps can help you make more informed, responsible financial decisions for a big investment in your future.

Pay off debt sooner with balance transfers

Posted December 28, 2021  |   Topics: Wallet Wisdom

It’s easy to get wrapped up in the hustle and bustle of holiday spending. So much so, that sometimes you spend more than you planned. However, here at LMCU, we’re hopeful a balance transfer might help! Hear what our lending expert, Joe Batt, has to say on transferring credit card balances after the holidays.

Shopping small for the holidays

Posted December 10, 2021  |   Topics: Wallet Wisdom

If you’re an avid user of online shopping and store-to-door delivery subscriptions, figuring out where to make changes could be a challenge. Never fear, LMCU is here!

Holiday Bites on a Budget

Posted November 18, 2021  |   Topics: Wallet Wisdom

Does a successful meal have to be an expensive one? Not necessarily. At LMCU, we love budget talks and are happy to share a few ways to create an elevated meal without breaking the bank.

Make sure you’re on the nice list with your holiday spending this year.

Posted November 2, 2021  |   Topics: Wallet Wisdom

Use these tips this holiday season to shop for your loved ones.

Digital Wallets

Posted October 30, 2021  |   Topics: Wallet Wisdom

What’s the Deal with Digital Wallets?

If you’re looking for a great way to stay organized digital wallets might be for you. No more fumbling for cash or plastic. Simply use your smartphone, pay, and be on your way.

October is for Halloween, pumpkin spice, and Cybersecurity Awareness Month!

Posted October 13, 2021  |   Topics: Wallet Wisdom

Cybersecurity Awareness Month was created in October 2004 by the National Cyber Security Alliance and the U.S. Department of Homeland Security. Its purpose began as an effort for Americans to stay safer online.