If you use your debit card for most of your purchases, you may want to consider using a credit card instead. Fraud is on the rise and becoming more sophisticated. According to the Federal Trade Commission, Americans lost $5.8 billion to fraud in 2021, up 70% from 2020. Protecting your money is more important than ever, and, in most cases, credit cards provide more fraud protection benefits compared to debit cards.
LMCU helped Erin and Chad build their dream home.
It may seem counterintuitive, but a credit card can actually help you be more financially responsible — the key is to make sure you use it in a responsible way.
Use the 1-2-3 approach to help your student pay for college
When you’re planning for college, the first question is often which school to choose. But equally as important is the question of how you’ll pay for it. That’s why we’ve partnered with Sallie Mae® to bring you their 1‑2‑3 approach to paying for college. These three steps can help you make more informed, responsible financial decisions for a big investment in your future.
It’s easy to get wrapped up in the hustle and bustle of holiday spending. So much so, that sometimes you spend more than you planned. However, here at LMCU, we’re hopeful a balance transfer might help! Hear what our lending expert, Joe Batt, has to say on transferring credit card balances after the holidays.
If you’re an avid user of online shopping and store-to-door delivery subscriptions, figuring out where to make changes could be a challenge. Never fear, LMCU is here!
Does a successful meal have to be an expensive one? Not necessarily. At LMCU, we love budget talks and are happy to share a few ways to create an elevated meal without breaking the bank.
Use these tips this holiday season to shop for your loved ones.
What’s the Deal with Digital Wallets?
If you’re looking for a great way to stay organized digital wallets might be for you. No more fumbling for cash or plastic. Simply use your smartphone, pay, and be on your way.
Cybersecurity Awareness Month was created in October 2004 by the National Cyber Security Alliance and the U.S. Department of Homeland Security. Its purpose began as an effort for Americans to stay safer online.
