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What You Need to Know Before Applying for a Mortgage Loan

Posted April 2, 2021  |   Topics: Home Financing & Renovation, Wallet Wisdom, Mortgage

Spring is here and the housing market is booming! Purchasing a new home is on many people’s minds, maybe even yours. Before you jump feet-first into the home buying process, you may want to first learn about what is involved when applying and qualifying for a mortgage.

If you’re preparing to buy your first home, you can make the process easier by learning as much as you can about the mortgage process before you find your dream home. Knowing what to expect allows you to plan ahead and will help you find the loan program that best meets your financial situation.

 

How Technology can Help you Manage your Finances

Posted March 19, 2021  |   Topics: Wallet Wisdom

All of us are seeking out ways to make being an adult a little easier. Managing your finances can be a chore, but you may be able to use technology to your advantage. Here are a few tips and tricks you may not be using yet that could help streamline your process.

Why Your Mortgage Loan Officer Matters

Posted February 22, 2021  |   Topics: Wallet Wisdom, Mortgage

 

Navigating Unemployment Tax

Posted February 22, 2021  |   Topics: Wallet Wisdom, Education

Tips for filing in 2021.

It’s everyone’s favorite time of year. Tax season! For many, 2020 was a unique year that brought some unpredicted changes. If one of those changes was a period of unemployment, you’re not alone! Here are a few tips on how to navigate what you may owe Uncle Sam this year.

Is now the time for you to refinance?

Posted February 5, 2021  |   Topics: Home Financing & Renovation, Wallet Wisdom, Mortgage

Find out by asking yourself these questions first.

Better Budgeting

Posted January 6, 2021  |   Topics: Wallet Wisdom

LMCU Budget Tool: All Your Finances, All in One Place.


When you're juggling checking and savings accounts, loan payments, retirement savings, and more, it can be easy to lose sight of your overall financial health. That's why LMCU offers its members FREE access to the budget tool, an easy-to-use tool where you can view your entire financial portfolio in one place.

Ready for a change of scenery in 2021?

Posted December 31, 2020  |   Topics: Wallet Wisdom

They said to stay home. But they didn't say which home.

In 2020, you worked from home. You shopped from home. You staycationed from home. The point is, you might be ready for a change of scenery in 2021. If you’re in the market for a new home, here are four ways to help you save for the down payment.

Three strategies for digging your way out of debt faster

Posted December 31, 2020  |   Topics: Wallet Wisdom

Dig Out of Debt.

Debt has a way of piling up faster than the snow in your driveway. (For our Florida members, use your imagination and try not to rub it in.)

Here are three strategies for digging your way out of debt.

Spending Your Savings on Purpose

Posted December 2, 2020  |   Topics: Savings Tips, Wallet Wisdom

Three Ways to Make the Most Out of Your Savings.

You’ve made a budget. You’ve stuck to your budget. And you’ve finally managed to have money left over at the end of every month. Congratulations! Now comes the tricky part: what to do with that extra cash?

Answers to your home equity questions

Posted November 18, 2020  |   Topics: Home Financing & Renovation, Wallet Wisdom

You've Got Questions. We've Got Answers.

Imagine this: You finally make the exciting leap to start house hunting. You meet up with your realtor, see a few houses in the perfect location… and then you quickly realize there’s an inventory shortage; houses are priced far higher than you imagined and people are getting into bidding wars on houses in your dream neighborhood.