You understand Original Medicare and know the enrollment timeline. Now comes the big decision: how will you fill the gaps in your Medicare coverage?

Now that you know when to enroll in Medicare, let's talk about what you're actually enrolling in. Medicare can seem like alphabet soup, but we're going to break it down in plain English.

Your Medicare timeline: When to enroll and why it matters.

So you're turning 65 soon. You know you need Medicare, but when exactly should you enroll? And what happens if you miss the deadline?

Turning 65? LMCU has your back.

Congratulations on approaching a major milestone! Turning 65 is exciting — but let's be honest, the Medicare maze that comes with it? Not so much.

2024 was a turbulent year for insurance price increases, and while 2025 is forecasted to be far less severe, price increases are still inevitable. Why is this? And what’s the best way to navigate rising insurance costs — both now and in years to come? Let us give you the low-down on you can lower your annual insurance expenses.

2020 has just about every business looking for ways to cut costs, including insurance. But you can’t afford to be under-insured if the unthinkable happens. At Lake Michigan Insurance Agency, we pair you with an expert who understands your specific industry, so you’re covered without paying for unnecessary coverage. Because even though we offer a full range of business insurance plans — including commercial property, cyber fraud, and workers comp — you probably don’t need a full range. You need the right range.

Up until now, Michigan drivers have been required to carry unlimited personal injury protection. But as of July 2, you can choose how much coverage you carry, and that COULD save you money on your insurance.

Starting in July 2020, the Michigan insurance law is changing and you will have the ability to choose your preferred level of Personal Injury Protection (PIP) coverage, which may save you money on your insurance.

We’re an independent insurance brokerage, which means we aren’t locked into any single provider, but work with the nation’s best to offer the lowest rates possible. We personally assess your situation to make sure you get the coverage you need. Plus, when you bundle your home, auto, life, health or business policies with us, you can save even more.

October 15 - December 7

• Do you know your options?
• Have you had your plan reviewed?

Let Lake Michigan Insurance Agency be your helpful guide and agent.