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How to Make Your Tax Refund Work Harder for You: Insights from Wallet Wisdom Episode 58

Posted March 19, 2026  |   Topics: Wallet Wisdom

Tax season has a way of sneaking up on all of us. For some, a refund feels like a welcome surprise — a little bonus from the universe. But as this week’s Wallet Wisdom episode reminds us, treating your tax return like “fun money” can mean missing out on some powerful financial opportunities.

Kick Off 2026 With Clarity: How to Set Financial Goals That Actually Stick

Posted March 11, 2026  |   Topics: Wallet Wisdom


The start of a new year has a way of making us pause and reflect — especially when it comes to our finances. After holiday spending, rising costs of living, and the realities of everyday expenses, many of us find ourselves asking the same question:

Medigap vs. Medicare Advantage: which path Is right for you?

Posted February 6, 2026  |   Topics: Retirement Planning, Insurance

You understand Original Medicare and know the enrollment timeline. Now comes the big decision: how will you fill the gaps in your Medicare coverage?

Medicare 101: understanding your coverage options

Posted February 6, 2026  |   Topics: Retirement Planning, Insurance

Now that you know when to enroll in Medicare, let's talk about what you're actually enrolling in. Medicare can seem like alphabet soup, but we're going to break it down in plain English.

Medicare 101: What to know before you enroll

Posted February 6, 2026  |   Topics: Retirement Planning, Insurance

Your Medicare timeline: When to enroll and why it matters.

So you're turning 65 soon. You know you need Medicare, but when exactly should you enroll? And what happens if you miss the deadline?

Why choose LMIA for your Medicare needs?

Posted February 6, 2026  |   Topics: Retirement Planning, Insurance

Turning 65? LMCU has your back.

Congratulations on approaching a major milestone! Turning 65 is exciting — but let's be honest, the Medicare maze that comes with it? Not so much.

How to keep your tax information safe this year.

Posted January 30, 2026  |   Topics: Fraud and Security, Education, Taxes

Tax season is busy. And yes, that's exactly why it’s prime time for scammers. But here's the good news: with a few smart moves, you can protect yourself and your sensitive financial information.

Wallet Wisdom Podcast | Ep 55: Real money. Real bills. Real lessons. How LMCU prepares teens for real life.

Posted January 21, 2026  |   Topics: Wallet Wisdom

Nobody hands you a manual when you graduate high school. One day you're worried about homework. The next, you've got rent, a car payment, insurance, groceries, and a credit card offer showing up in your mailbox.

How your credit score keeps score

Posted October 8, 2025  |   Topics: Home Financing & Renovation

Are we alone in the universe? Is Bigfoot real? How is your credit score determined? These are the great mysteries of our time. And while we can’t help you with the first two, we can shed some light on your credit score. For better or worse, your score plays an important role in the mortgage process. The national average is 704, and the higher your score, the lower your interest rate. While a lower score can keep you from getting approved all together.

Wallet Wisdom Podcast: How Credit Unions Compare to Banks

Posted October 1, 2025  |   Topics: Wallet Wisdom

Featuring Guest Patty Corkery, President & CEO of Michigan Credit Union League

Most people think banks and credit unions are basically the same but they’re not. One is built to serve shareholders. The other is built to serve you.

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