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LMCU is rated #1 for keeping more money in your pocket.*

Posted August 2, 2023  |   Topics: Lake Michigan Credit Union

Everything we do at LMCU is guided by you, our members.

You’re our number-one priority, and that’s why we’ve been rated number-one by Callahan & Associates in the Return of the Member report.*

Our emphasis is on member value.

The comprehensive Return of the Member report evaluates credit unions' dedication to serving their members, measuring critical metrics like loan growth, deposit growth, asset quality, and member satisfaction. Being top of the list for credit unions over $10 billion speaks to the value of your LMCU membership and the products available to you.

A proven record of safety and security.

We have been serving our communities for 90 years, and that longevity has only been possible by always prioritizing your financial security. As of July 2023, we have consistently held a top 5-star rating from Bauer Financial, a trusted independent source for financial safety and security ratings for over four decades. Quarter after quarter, we consistently maintain assets over $12 billion, helping to ensure our ability to withstand challenging market conditions, if they were to occur.

Always helping you earn more.

Putting our members first means putting their financial goals first. We continuously adapt our products and offerings to help you earn more from your checking and savings accounts, regardless of market conditions. Our 3.00% APY** Max Checking account has been named one of 2023’s best high-yield checking accounts in the nation by Bankrate, Investopedia, and GoBankingRates. Additionally, our high-yield CD rate specials and money market accounts put your savings to work for you.

Ready to maximize your LMCU membership? Visit or explore the My Offers portal, accessible through Online Banking or the LMCU mobile app.

Bruce and Sandra are LMCU Members and were compensated for their time.  *Return of the Member for credit unions above $10 billion in assets. Callahan & Associates, December 2022. **APY = Annual Percentage Yield. Rate as of 7/18/23 and subject to change after account opening. 3.00% APY is earned on balances $15,000 and below, some requirements apply. Interest not paid on balances over $15,000. Fees may reduce earnings. $5 membership required if not a member.

Topics: Lake Michigan Credit Union