LMCU Member News

Why choose LMIA for your Medicare needs?

Written by Lake Michigan Credit Union | Feb 6, 2026 8:15:52 PM

Turning 65? LMCU has your back.

Congratulations on approaching a major milestone! Turning 65 is exciting — but let's be honest, the Medicare maze that comes with it? Not so much.

You've probably already received a pile of confusing mail from insurance companies. Maybe you've tried to research Medicare online and felt more overwhelmed than when you started. Here's the good news: You don't have to figure this out alone.

 

Your trusted partner for Medicare.

At Lake Michigan Credit Union, we've always been more than just your financial partner. Through Lake Michigan Insurance Agency (LMIA), we're here to help you navigate one of the most important decisions you'll make as you transition into this new chapter.

LMIA has been crafting insurance policies since 1921 — that’s more than a century of looking out for members just like you. Our Medicare specialists are experts who take time to understand your budget, lifestyle, and health needs, then provide recommendations based on what's truly best for you.

 

Why choose LMIA for your Medicare needs?

We work for you, not insurance companies.

LMIA is owned by Lake Michigan Credit Union, which means we share the same member-first commitment you've come to trust. We partner with top-rated carriers to offer unbiased advice and find the coverage that fits your individual circumstances.

Expert Guidance without the pressure.

Medicare is complicated. There are multiple plan types, dozens of options from various carriers, and each has different advantages depending on your situation. Our Medicare team knows these plans inside and out. We'll help you make sense of everything, answer your questions in plain English, and never pressure you into a decision.

We compare plans so you don't have to.

Instead of calling multiple insurance companies yourself, LMIA does the legwork. We have access to quality carriers and can compare Medigap plans and Medicare Advantage options side-by-side to find the best value for your needs.

Local, accessible, and here for the long haul.

We're not a 1-800 number or an online-only service. We're your neighbors, right here in Michigan. When you have questions — now or years from now — you can reach a real person who knows you and your coverage.
 

What LMIA can help you with.

Our Medicare specialists guide you through:

  • Understanding traditional Medicare and what it covers
  • Exploring Medigap plans that cover gaps in Original Medicare
  • Comparing Medicare Advantage plans that bundle coverage differently
  • Finding prescription drug coverage that minimizes your out-of-pocket costs
  • Navigating enrollment periods and avoiding costly penalties
  • Reviewing your coverage each year to ensure it still fits your needs

We make Medicare easier.

 You've trusted LMCU with your financial wellbeing. Now let LMIA bring that same level of care and expertise to demystifying your future health coverage. Medicare doesn't have to be stressful when you have the right guide. 

Ready to get started? Schedule a no-obligation consultation with an LMIA Medicare specialist. We'll answer your questions, explain your options, and help you feel confident about your Medicare decision.

Contact LMIA today to connect with a Medicare specialist who's on your side.