Skip to content


You'll love banking here.

Get the latest news from LMCU

Home equity line of credit starting at 3.00% APR

With a home equity line of credit, you can turn your house into the home you’ve spent the last few months (or years) imagining.

Borrow and spend money just like a credit card, but unlike a credit card, the interest rate can be as low as 3.00% APR.* Use the money to add a pool, build a deck, or everybody’s favorite summer activity, pay off high interest debt.


$0 closing costs
(in most cases)
$0 annual fee


To learn more or to schedule an appointment, visit, call (616) 227-3797, or swing by your local branch.


*APR = annual percentage rate. Rates as of 5/12/20. Best rate available to well qualified borrowers with under 80% Combined Loan to Value (CLTV). Assumes auto-pay from LMCU checking account. Your rate may be higher based on your specific CLTV, term, and credit score. Rates subject to change after account opening. HELOC rates are variable and based on the current index margin; rates will not exceed 12%. Terms, loan amount maximums, and other restrictions apply. Loans are secured by a lien against residential property only. Acceptable collateral are 1-4 unit owner occupied and second homes. Existing liens on the property will impact the amount you qualify for. All rates are subject to approval and underwriting terms and conditions, so your rate may vary. Call or see branch for details. NMLS #442967.

Topics: Lake Michigan Credit Union, Personal Loans, Home Equity Line of Credit