LMCU’s 3% Max Checking account is the nation’s number one checking account.** Earn up to $450 per year! (That’s 140 scoops of ice cream!) Plus access to over 55,000 free ATMs. Best of all, it’s free! No minimum account balance and no monthly fees.

First the car broke down, then the dishwasher stopped working, and now the dog is sick. Sometimes the old proverb, “It never rains but it pours,” seems to ring a 

If you have a refund coming you may consider putting your tax return into LMCU’s 3% Max Checking - the nation’s number one checking account**. You could earn up to $450 over the next year in interest.

Welcome to 2019!

This month’s newsletter is packed with helpful advice on how to improve your finances both now and down the road. Just a few simple changes can be the key to making 2019 your best financial year ever.

From stocking stuffers to ugly sweaters, gas to groceries, LMCU’s Max Rewards Visa Credit Card pays you cash back or points on every purchase—including 3% on gas, 2% on groceries, and 1% on everything else. And if you’re a Signature Max Rewards Credit Card cardholder, you’ll also get 2% back on restaurants and dining. It happens automatically with every purchase, so Santa can be extra generous this year.

The tax year will be ending on December 31. If you have plans to make charitable gifts to family members, it’s last call to make those donations for 2018.

The Basics

If you have the financial ability and devotion to make lifetime gifts to family members, consider making them annually. The inflation adjustment for 2018 has increased the amount you can gift without being subject to a per-individual gift tax – $15,000 individual, or $30,000 for married couples. Keep in mind that gifting decisions should reflect any additional wealth transfers or estate planning steps you already have in place.