A home equity line of credit lets you borrow and spend money just like a credit card, but with a rate as low as 4.99% APR.** Use the money to pay off high-interest debt like student loans, or put that money back into your home—increasing your home’s value and, more importantly, increasing its, “Wow! I love what you’ve done with the place!”

To learn more, visit homeequity.LMCU.org.

**APR = Annual Percentage Rate. Rates are variable and will not exceed 12% APR. Rates quoted are available on new HELOCs opened on or after 9/10/19 to well qualified borrowers and assumes automatic Interest only payments are available on Home Equity Lines of Credit for the 1st 120 months of the loan and will automatically convert to a fixed 180 month term and payment after that. Payments on a HELOC loan of $20,000 at 5.24% variable APR, you will pay 180 monthly.