The sun is shining. The birds are singing. And winter is long gone…sort of. Winter weather can cause significant damage to your home that lingers long after the snow has melted. Here’s a helpful list of where to look and what to check for from the Department of Housing and Urban Development.
If you have a refund coming you may consider putting your tax return into LMCU’s 3% Max Checking - the nation’s number one checking account**. You could earn up to $450 over the next year in interest.
If you’re looking for an investment-income source, you may want to consider adding dividend-paying stocks to your portfolio. They may be especially appealing to retirees or investors who aren’t comfortable with a lot of risk.
Which option is right for you—Line of Credit or Fixed Loan?
Home Equity Line of Credit (HELOC)
Just like a credit card, you can buy the things you need now and pay off your balance over time— borrowing against the value of your home. As you repay your balance, the funds become available again.
Tis’ the season for home shows featuring the latest in design trends for your home throughout Michigan and Florida. Couple that with the average homeowner seeing an increase of $12,400*** in 2018 in their home’s value, and it makes for a perfect recipe to get that dream kitchen you’ve been waiting for.
The Annual Meeting for members of Lake Michigan Credit Union will be held on Monday, April 22 at 5:30 p.m. The meeting will be at LMCU’s Corporate Office located at 5540 Glenwood Hills Parkway SE, Grand Rapids, MI in the 1st floor training room. In accordance with the Credit Union’s bylaws, the Secretary hereby submits the following election notice: Four Board of Director’s terms of office will expire at this meeting. The four incumbent Directors have decided to serve another three-year term. They are Gretchen Tellman, David Bardolph, Tom Theoret, and Bob White. No nominations will be taken from the floor.
Welcome to 2019!
This month’s newsletter is packed with helpful advice on how to improve your finances both now and down the road. Just a few simple changes can be the key to making 2019 your best financial year ever.
Coming in mid-December, two branch locations in Grand Rapids, MI will offer the convenience of an ATM plus the personal, friendly service of an LMCU teller thanks to our new, Interactive Teller Machines (ITMs).
ITMs operate just like an ATM however, you will be able to video chat with an LMCU teller to help you navigate through your transaction or answer account questions!
‘Tis the season for giving…and giving…and giving. And all that giving can be hard to keep track of. Don’t worry, our budget tool located within Online Banking can help. Here are just a few of the features:
From stocking stuffers to ugly sweaters, gas to groceries, LMCU’s Max Rewards Visa Credit Card pays you cash back or points on every purchase—including 3% on gas, 2% on groceries, and 1% on everything else. And if you’re a Signature Max Rewards Credit Card cardholder, you’ll also get 2% back on restaurants and dining. It happens automatically with every purchase, so Santa can be extra generous this year.
