Imagine this: You finally make the exciting leap to start house hunting. You meet up with your realtor, see a few houses in the perfect location… and then you quickly realize there’s an inventory shortage; houses are priced far higher than you imagined and people are getting into bidding wars on houses in your dream neighborhood.
If this seems crazy, you may be surprised to learn a typical Thanksgiving dinner for 10 people in 2019 was just shy of $49.* The beauty of this meal is that while it seems rich and extravagant, the ingredients are simple, hearty, and easily feed a crowd.
If the task of hosting falls to you this year, sticking to the menu below will keep your budget on track.
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Soon Halloween will arrive and, days after, retail stores will immediately change displays and advertising over to winter holidays. The average consumer spends around $1,000 during the holiday season, according to the National Retail Federation. Perhaps COVID-19 has changed your financial situation this year. Now is a great time for families to think about saving up before the winter holidays.
How much should I put down on my new home? Can it impact my chances of getting a loan? How does my down payment affect my mortgage payment? If you’re buying a new home, you probably have questions about the down payment. Here are three things to know before deciding how much to put down.
As a way to support our communities during the height of the pandemic, we developed the LMCU Cares program to support local non-profits in the communities we serve to help those most impacted. Through this program, every new purchase or construction mortgage application taken during the months of May and June, LMCU donated $50 upon closing to local nonprofits addressing food insecurity throughout– providing thousands of meals for our neighbors, friends, and members.
Back-to-school looks a little different this year, and as a parent, you have your work cut out for you. Whether your student has a hybrid schedule or is learning exclusively from home, being tech-savvy will help you (and them) navigate the school year more smoothly.
Making a budget can be intimidating. Sticking to it can feel impossible. But a budget simply tells your money where to go. So if you’ve ever uttered the phrase, “Where does all our money go?”, here are 4 steps — and a few tips — for making and sticking to a budget.
Now more than ever, we’re dedicated to making a positive impact in the communities we serve. For every new purchase or construction mortgage application taken during the months May and June, LMCU donated $50 upon closing to local nonprofits addressing food insecurity throughout Michigan and Florida. All together, we raised over $100,000 — providing thousands of meals for our neighbors, friends, and members.
Lakeshore HBA Parade of Homes is happening Sept. 24-Oct. 3. Members and non-members save $2.50 per ticket when you purchase your ticket at an LMCU in Holland, Grand Haven, Allendale and Muskegon. For event details visit LMCU.org/MemberPerks under Events and Contests.
