Earn more. Pay less. Love Always.
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2020 has been a rough year, but not for the housing market. This past year ended strong and it’s only getting stronger. In Zillow’s 2021 forecast, this year is projected to have the strongest home sales growth since 1983 with 21.9%* annual growth compared to 2020 — that’s a total of 6.9 million homes sold. So if you’re thinking about buying or selling this year, keep these five trends in mind.
Welcome to a new year! Now is the time for a fresh start and some new goals.
A good goal must be specific, measurable, achievable, and realistic. When it comes to personal finance, it’s easy to get overly ambitious and lose steam within a few weeks. Big dreams like saving for the future, or becoming debt free, are often far too lofty and vague to be attainable. Instead, we’ve broken down four mini goals, or challenges, for the month of January to get you thinking about your finances.
LMCU Budget Tool: All Your Finances, All in One Place.
When you're juggling checking and savings accounts, loan payments, retirement savings, and more, it can be easy to lose sight of your overall financial health. That's why LMCU offers its members FREE access to the budget tool, an easy-to-use tool where you can view your entire financial portfolio in one place.
They said to stay home. But they didn't say which home.
In 2020, you worked from home. You shopped from home. You staycationed from home. The point is, you might be ready for a change of scenery in 2021. If you’re in the market for a new home, here are four ways to help you save for the down payment.
Dig Out of Debt.
Debt has a way of piling up faster than the snow in your driveway. (For our Florida members, use your imagination and try not to rub it in.)
Here are three strategies for digging your way out of debt.
Earn more. Pay less. Stay cozy.
Learn what's happening at LMCU.
Safely Volunteer During this 2020 Holiday Season.
During this time of year, many individuals and families want to volunteer, donate gifts, or weave the importance of giving into their holiday traditions. We’ve had to give up a lot in the name of stopping the spread of coronavirus, but one thing you don’t need to give up right now is volunteering and giving back to our communities.
It’s the most wonderful time of year to buy a house. (And we don’t mean the gingerbread kind.)
With the holiday season in full swing, there are many items on your to do list and it may seem counterintuitive to add a big ticket item to that list. But if you’re thinking you may want to make a move, now may be the time to add finding your dream home to your list. Check out these four reasons why December may be the time to purchase your next house.
Three Ways to Make the Most Out of Your Savings.
You’ve made a budget. You’ve stuck to your budget. And you’ve finally managed to have money left over at the end of every month. Congratulations! Now comes the tricky part: what to do with that extra cash?
