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Changes to Michigan’s personal injury protection insurance could save you money.

Posted June 25, 2020  |   Topics: Insurance

Up until now, Michigan drivers have been required to carry unlimited personal injury protection. But as of July 2, you can choose how much coverage you carry, and that COULD save you money on your insurance.

Thank you for helping our healthcare heroes. You’re the Robin to their Batman!

Posted June 25, 2020  |   Topics: Community

This year, we raised over $50,000! Thank you to every sidekick who stepped up to help our heroes!

Now that you can leave home …you won’t want to.

Posted June 25, 2020  |   Topics: Home Financing & Renovation

With a home equity line of credit, you can turn your house into the home you’ve spent the last few months (or years) imagining.

Six questions to ask yourself before building your forever home.

Posted June 25, 2020  |   Topics: Home Financing & Renovation

It probably feels like you’ve waited forever to build your forever home, but before you sign on the dotted property line, ask yourself these questions to make sure you’re really ready.

It’s the last month to win a $50,000 home makeover!

Posted June 25, 2020  |   Topics: Lake Michigan Credit Union, Home Financing & Renovation

LMCU’s $50,000 Home Makeover Sweepstakes is bigger than ever—with a $15,000 second place prize and a $5,000 third place prize.

Summer goes by fast. Keep up with a boat or RV loan.

Posted June 25, 2020  |   Topics: Personal Loans

When your first name is “Lake”, you’re sort of required to offer the best boat loans. And with a middle name like “Michigan”, RVs are a must, too.

How to manage your debt and improve your DTI ratio

Posted June 23, 2020  |   Topics: Home Financing & Renovation, Wallet Wisdom

What is DTI ratio?

Before you can improve your DTI ratio, it helps to know what a DTI ratio is. DTI stands for debt-to-income. It’s a comparison of your monthly debt payments versus your monthly income. Your calculated DTI ratio is used to help lenders get an idea of how well you manage monthly expenses, which helps them determine if you’ll be able to repay a loan.

No-fault auto insurance changes could save you money

Posted June 4, 2020  |   Topics: Insurance

Starting in July 2020, the Michigan insurance law is changing and you will have the ability to choose your preferred level of Personal Injury Protection (PIP) coverage, which may save you money on your insurance.

Get out of the house…one way or another

Posted June 4, 2020  |   Topics: Home Financing & Renovation

If you were looking to move before the economy hit pause, or you’re ready for a change of scenery, now is a good time to buy. Realtors are back to work. Interest rates are still low. And the housing market is expected to pick up soon.

Our branch lobbies are now open

Posted June 4, 2020  |   Topics: Community

In addition to our drive-thru service, all LMCU branch lobbies have reopened, and our staff is ready to serve you.

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