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You and your investment representative: a relationship of trust

Posted January 1, 2020  |   Topics: Investing

Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment representative? Have you built the same kind of trusting relationship with him or her? Your investment representative could be a resource to tap for financial planning information through the many stages of your life.

Beyond retirement: What about your other goals?

Posted December 1, 2019  |   Topics: Investing

Let’s say that at the age of 25, you earned $35,000. If your salary increased at the average historical rate, you’d have earned nearly $2 million in total by the time you were 65.1,2 That might sound like a lot -- until you begin thinking about all the financial goals you’ll need to juggle in a lifetime, including buying a home and paying for your child’s education, while funding your own retirement.

December 2019 Events

Posted December 1, 2019  |   Topics: Community

The 2019-2020 Lloyd F. Hutt Scholarship is now open for submissions

Over the last 30 years, LMCU’s Lloyd F. Hutt Scholarship program has awarded graduating high school seniors $391,500 to 237 students to help pay for college. Entrants are asked to write an essay addressing a given topic. This year’s topic is, “In 30 years, what’s the one thing you hope you still have and why?” Essays are evaluated by a panel of independent judges based on passion for the topic, creativity, clarity, and originality.

Have yourself a merry little monthly payment

Posted December 1, 2019  |   Topics: Savings Tips

Home Equity Fixed Rate Loans starting at 4.49% APR.*

Spread cheer. Earn rewards.

Posted December 1, 2019  |   Topics: Savings Tips

Carrots, coal, and a corn cob pipe. It’s not your usual shopping list. But with our Max Rewards credit card, you can earn cash back on anything and everything you buy during the holidays — including 3% on gas,** 2% on groceries, 2% on restaurants (Signature card only) and 1% on everything else (like that old silk hat you found). It all adds up to the hap-happiest savings of all.

When getting to the branch is tough sledding

Posted December 1, 2019  |   Topics: Online Banking

Between the snow, shopping, traveling, taste testing the Christmas cookies, and more snow, swinging by the branch can be hard. Thankfully, our mobile check deposit feature is easy.

You could earn an extra 100 coffee dates on LMCU

Posted November 1, 2019  |   Topics: Savings Tips

Pumpkin spice or not, you’ll earn 3.00% APY* on up to $15,000 every year with no fees, no minimum balance and access to over 55,000 ATMs worldwide through the AllPoint® network. That extra cash can turn your tall latte into a venti.

Save on insurance with Lake Michigan Insurance Agency

Posted November 1, 2019  |   Topics: Insurance

We’re an independent insurance brokerage, which means we aren’t locked into any single provider, but work with the nation’s best to offer the lowest rates possible. We personally assess your situation to make sure you get the coverage you need. Plus, when you bundle your home, auto, life, health or business policies with us, you can save even more.

Special fall rate Home Equity loans

Posted November 1, 2019  |   Topics: Home Financing & Renovation

For a limited time, we’ve dropped our fixed home equity loan rate to 4.49% APR!* Use your home’s value to fund your home improvements to increase its value and enjoyment. Or even pay off student loan debt or high-interest credit cards.

Switch to Sprint® and save big

Posted November 1, 2019  |   Topics: Member Perks

You’ll get $200 in cash rewards on up to 2 lines when you switch to Sprint. Plus, lines 3, 4 and 5 are FREE! That means savings of more than $800 over Verizon in your first year alone. With Sprint’s 100% 30-day satisfaction guarantee, you can be certain that you’ll love your plan or get your money back.

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