LMCU members can get up to $200 cash when you switch to Sprint as part of love my credit union rewards. Plus, get a $100 annual loyalty reward and 25% off select accessories in Sprint stores.***
You can try Sprint’s improved LTE service for 30 days, worry-free. Get their 100% Total Satisfaction Guarantee and see why Sprint is the right choice and will save you money. It’s easy, here’s how it works:
![switch-to-sprint](https://blog.lmcu.org/hubfs/eStatement/switch-to-sprint.jpg)
There’s never been a better time to switch to Sprint®
Posted January 1, 2020 | Topics: Member Perks
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New year. New house. New (and improved) credit score
Posted January 1, 2020 | Topics: Home Financing & Renovation
For better or worse, your credit score plays an important role in the mortgage process. The national average is 704*, and the higher your score, the lower your interest rate, while too low of a score can keep you from getting approved altogether. So, if you’re planning to buy a new house in 2020, here are the five main factors that go into calculating (and improving) your credit score:
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You and your investment representative: a relationship of trust
Posted January 1, 2020 | Topics: Investing
Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment representative? Have you built the same kind of trusting relationship with him or her? Your investment representative could be a resource to tap for financial planning information through the many stages of your life.
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Beyond retirement: What about your other goals?
Posted December 1, 2019 | Topics: Investing
Let’s say that at the age of 25, you earned $35,000. If your salary increased at the average historical rate, you’d have earned nearly $2 million in total by the time you were 65.1,2 That might sound like a lot -- until you begin thinking about all the financial goals you’ll need to juggle in a lifetime, including buying a home and paying for your child’s education, while funding your own retirement.
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December 2019 Events
Posted December 1, 2019 | Topics: Community
The 2019-2020 Lloyd F. Hutt Scholarship is now open for submissions
Over the last 30 years, LMCU’s Lloyd F. Hutt Scholarship program has awarded graduating high school seniors $391,500 to 237 students to help pay for college. Entrants are asked to write an essay addressing a given topic. This year’s topic is, “In 30 years, what’s the one thing you hope you still have and why?” Essays are evaluated by a panel of independent judges based on passion for the topic, creativity, clarity, and originality.
![have-yourself-a-merry-little-monthly-payment](https://blog.lmcu.org/hubfs/eStatement/have-yourself-a-merry-little-monthly-payment.jpg)
Have yourself a merry little monthly payment
Posted December 1, 2019 | Topics: Savings Tips
Home Equity Fixed Rate Loans starting at 4.49% APR.*
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Spread cheer. Earn rewards.
Posted December 1, 2019 | Topics: Savings Tips
Carrots, coal, and a corn cob pipe. It’s not your usual shopping list. But with our Max Rewards credit card, you can earn cash back on anything and everything you buy during the holidays — including 3% on gas,** 2% on groceries, 2% on restaurants (Signature card only) and 1% on everything else (like that old silk hat you found). It all adds up to the hap-happiest savings of all.
![when-getting-to-the-branch-is-tough](https://blog.lmcu.org/hubfs/eStatement/when-getting-to-the-branch-is-tough.jpg)
When getting to the branch is tough sledding
Posted December 1, 2019 | Topics: Online Banking
Between the snow, shopping, traveling, taste testing the Christmas cookies, and more snow, swinging by the branch can be hard. Thankfully, our mobile check deposit feature is easy.
![earn-extra-coffee](https://blog.lmcu.org/hubfs/eStatement/earn-extra-coffee.jpg)
You could earn an extra 100 coffee dates on LMCU
Posted November 1, 2019 | Topics: Savings Tips
Pumpkin spice or not, you’ll earn 3.00% APY* on up to $15,000 every year with no fees, no minimum balance and access to over 55,000 ATMs worldwide through the AllPoint® network. That extra cash can turn your tall latte into a venti.
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Save on insurance with Lake Michigan Insurance Agency
Posted November 1, 2019 | Topics: Insurance
We’re an independent insurance brokerage, which means we aren’t locked into any single provider, but work with the nation’s best to offer the lowest rates possible. We personally assess your situation to make sure you get the coverage you need. Plus, when you bundle your home, auto, life, health or business policies with us, you can save even more.