Max’s Reading Adventure returns this March, challenging kids to hit the books for a chance to win $100. Read at least five books during the month of March to be eligible. Fill out an entry form available in our branches or on LMCU.org March 1 through March 31. Once your child has read five books, entry forms can be dropped off at the nearest LMCU branch or completed online at LMCU.org. Each branch will draw one winner on April 17 for the $100 prize.
Earn nearly $450 extra every year with our 3% Max Checking account. That’s like 12 extra boxes of chocolate. Eight extra, extra-large teddy bears. Or 132 extra roses for that extra special someone this Valentine’s Day.
And with no fees, no minimum balance required, and no hassle opening your account, that extra spending cash will pile up faster than the half-eaten coconut-filled chocolates nobody likes. Learn more or open an account at LMCU.org/MaxChecking.
Are we alone in the universe? Is Bigfoot real? How is your credit score determined? These are the great mysteries of our time. And while we can’t help you with the first two, we can shed some light on your credit score. For better or worse, your score plays an important role in the mortgage process. The national average is 704, and the higher your score, the lower your interest rate. While a lower score can keep you from getting approved all together.
With a home equity fixed-rate loan starting at 4.49% APR*, you can consolidate high-interest debt–like credit cards and student loans— into one low monthly payment. You could save hundreds every month, equating to thousands in savings over the lifetime of the loan.
Over the last 30 years, LMCU’s Lloyd F. Hutt Scholarship program has awarded graduating high school seniors $391,500 to 237 students to help pay for college. Entrants are asked to write an essay addressing a given topic. This year’s topic is, “In 30 years, what’s the one thing you hope you still have and why?” Essays are evaluated by a panel of independent judges based on passion for the topic. Creativity, originality, clarity, grammar, and spelling are also considered.
NerdWallet™ recently ranked our Prime Platinum the best low ongoing interest card in the country.* With an interest rate as low as prime + 3.00% (7.75% APR**), plus no annual fee, it’s the ideal card if you carry a month-to-month balance, or want to consolidate high-interest debt.
Trying to save up for a lofty goal? Looking for an interest-bearing account to park your cash between investment opportunities? LMCU’s Max Savings account is perfect for making your money work harder, for the long and short term. Earn up to 2.00% APY* on balances of over $250,000.
Learn more about our Max Savings account at LMCU.org.
Rates as of 8/27/19. *APY=Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change. $5 minimum to open a membership.
Tax time doesn’t have to be stressful! With TurboTax, you’ll get your biggest possible refund fast and your taxes done right. PLUS, LMCU members save up to $20 on TurboTax federal products, all through tax season.
TurboTax makes it easy to find the best solution for your unique tax situation. Simple filer? Homeowner? Independent contractor or freelancer? TurboTax has a product that is right for you.
File with confidence, knowing that TurboTax guarantees 100% accurate calculations and runs thousands of error checks as you go.** And if you need help, TurboTax has it: from answers online anytime, to unlimited advice and a final review from a CPA or Enrolled Agent with TurboTax Live.
Save on TurboTax today! Try it for free and pay only when you’re ready to file. Visit LMCU.org/MemberPerks to get started.
LMCU members can get up to $200 cash when you switch to Sprint as part of love my credit union rewards. Plus, get a $100 annual loyalty reward and 25% off select accessories in Sprint stores.***
You can try Sprint’s improved LTE service for 30 days, worry-free. Get their 100% Total Satisfaction Guarantee and see why Sprint is the right choice and will save you money. It’s easy, here’s how it works:
For better or worse, your credit score plays an important role in the mortgage process. The national average is 704*, and the higher your score, the lower your interest rate, while too low of a score can keep you from getting approved altogether. So, if you’re planning to buy a new house in 2020, here are the five main factors that go into calculating (and improving) your credit score:
