You’ve made the Pinterest board. You’ve analyzed Chip and Jo’s every move. You’ve browsed paint samples until you’re Jamaica Bay blue in the face. Now, all you need is the money. Here are three financing options to choose from based on your situation:

Choosing the right loan for financing your fixer upper
Posted February 7, 2020 | Topics: Home Financing & Renovation

You'll love working here
Posted February 1, 2020 | Topics: Lake Michigan Credit Union
Now hiring tellers!
We’re looking for positive, customer-focused individuals who can provide exceptional service to members at our Greater Grand Rapids locations!

Enter to win a pair of tickets to a home show!
Posted February 1, 2020 | Topics: Member Perks
It’s home and garden show season throughout Michigan and Florida. If you’re looking for ideas to freshen up your home, stop by a home show near you. LMCU’s Home Equity and mortgage options can help you finance your home improvement goals.

New branch opening soon in Cape Coral, Florida!
Posted February 1, 2020 | Topics: Lake Michigan Credit Union
Starting in early March, our mortgage office in Cape Coral will officially become a full-service LMCU branch. Located at 530 Cape Coral Parkway East, stop by and say “hello” next time you’re in the neighborhood!

February 2020 Events
Posted February 1, 2020 | Topics: Community
Reading five books could win your child $100!
Max’s Reading Adventure returns this March, challenging kids to hit the books for a chance to win $100. Read at least five books during the month of March to be eligible. Fill out an entry form available in our branches or on LMCU.org March 1 through March 31. Once your child has read five books, entry forms can be dropped off at the nearest LMCU branch or completed online at LMCU.org. Each branch will draw one winner on April 17 for the $100 prize.

Earn 3.00% APY* with Max Checking, a little extra for life’s little extras
Posted February 1, 2020 | Topics: Savings Tips
Earn nearly $450 extra every year with our 3% Max Checking account. That’s like 12 extra boxes of chocolate. Eight extra, extra-large teddy bears. Or 132 extra roses for that extra special someone this Valentine’s Day.
And with no fees, no minimum balance required, and no hassle opening your account, that extra spending cash will pile up faster than the half-eaten coconut-filled chocolates nobody likes. Learn more or open an account at LMCU.org/MaxChecking.

How your credit score keeps score
Posted January 10, 2020 | Topics: Home Financing & Renovation
Are we alone in the universe? Is Bigfoot real? How is your credit score determined? These are the great mysteries of our time. And while we can’t help you with the first two, we can shed some light on your credit score. For better or worse, your score plays an important role in the mortgage process. The national average is 704, and the higher your score, the lower your interest rate. While a lower score can keep you from getting approved all together.

Consolidate high-interest debt and potentially save thousands
Posted January 1, 2020 | Topics: Savings Tips, Home Financing & Renovation
With a home equity fixed-rate loan starting at 4.49% APR*, you can consolidate high-interest debt–like credit cards and student loans— into one low monthly payment. You could save hundreds every month, equating to thousands in savings over the lifetime of the loan.

January 2020 Events
Posted January 1, 2020 | Topics: Community
The 2019-2020 Lloyd F. Hutt Scholarship deadline is approaching
Over the last 30 years, LMCU’s Lloyd F. Hutt Scholarship program has awarded graduating high school seniors $391,500 to 237 students to help pay for college. Entrants are asked to write an essay addressing a given topic. This year’s topic is, “In 30 years, what’s the one thing you hope you still have and why?” Essays are evaluated by a panel of independent judges based on passion for the topic. Creativity, originality, clarity, grammar, and spelling are also considered.

Prime Platinum is the nation’s best low ongoing interest credit card
Posted January 1, 2020 | Topics: Savings Tips
NerdWallet™ recently ranked our Prime Platinum the best low ongoing interest card in the country.* With an interest rate as low as prime + 3.00% (7.75% APR**), plus no annual fee, it’s the ideal card if you carry a month-to-month balance, or want to consolidate high-interest debt.