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Stay safe. Stay connected.

Posted April 1, 2020  |   Topics: Lake Michigan Credit Union, Community, Online Banking, Personal Loans

Our lobbies are open by appointment only, but all drive-thrus remain fully accessible and ready to serve your banking needs. To help slow the spread of COVID-19 (Coronavirus), here are the safest ways you can access your money, manage your accounts, apply for a loan, and even deposit checks without coming inside a branch.

A letter from Sandy

Posted April 1, 2020  |   Topics: Lake Michigan Credit Union, Community

COVID-19 (Coronavirus) is affecting every area of our lives, and at LMCU, we know your finances are no exception. We recognize that we can’t afford to operate like it’s business as usual because there is nothing usual about our present circumstances. Instead, LMCU is taking measures to ensure each and every member has the financial support necessary.

Ways to save for a down payment on your home

Posted March 31, 2020  |   Topics: Home Financing & Renovation

Use your tax refund.
Put all or part of your tax refund away into savings (or better yet, a 3% Max Checking account) so it's ready when you finally find the one.

What to expect from app to close

Posted March 24, 2020  |   Topics: Home Financing & Renovation

To help make the homebuying process feel less like a process, we’ve broken it down into five essential steps.

Get pre-qualified to find out how much you can afford

During our initial conversation, you’ll tell us about your homebuying needs, and we’ll explain your options. We’ll review your financial information, including total assets and credit rating, to determine what amount you can qualify for.

Browse, finance, buy...all under one sun roof

Posted March 1, 2020  |   Topics: Personal Loans

Now you can shop for thousands of makes and models, compare prices from dozens of our preferred dealers, and even apply for an auto loan…all without ever leaving your driveway. Just go to LMCU.cudlautosmart.com.

Our newest branch in Cape Coral, Florida is now open!

Posted March 1, 2020  |   Topics: Lake Michigan Credit Union

As of Monday, March 2, our newest branch is officially open, located at 530 Cape Coral Parkway E. in Cape Coral, FL. It’s our 11th branch in Florida, and our 55th branch overall. If you live in the area, stop by and say hello.

Prime Platinum is the nation's best low-rate credit card

Posted March 1, 2020  |   Topics: Savings Tips

NerdWalletTM recently ranked our Prime Platinum the best low–rate card in the country.**** With an interest rate as low as prime + 3.00% (7.75% APR), plus no annual fee, it’s the ideal card if you carry a month-to-month balance, or want to consolidate high-interest debt.

Another one bites the saw dust

Posted March 1, 2020  |   Topics: Home Financing & Renovation

Project by project, you’re slowly turning your fixer-upper into your dream home. With a home equity line of credit, you can purchase the tools and materials you need for your current project, and as you repay your balance, the funds become available again for your next project. Rates start at just 4.49% APR*** for well-qualified buyers. Learn more at HomeEquity.LMCU.org.

Five questions to ask yourself before buying a home

Posted March 1, 2020  |   Topics: Home Financing & Renovation

With spring right around the corner and mortgage rates near a record low, now is the perfect time to prepare for your next big move. But before you start picking out paint swatches, ask yourself these five questions to make sure you’re ready:

Is it a $50,000 home makeover? A savings life makeover? A car makeover? Yes. Yes. And yes.

Posted March 1, 2020  |   Topics: Lake Michigan Credit Union, Member Perks

It’s all of the above. Because our $50,000 Home Makeover Sweepstakes is back and bigger than ever — with a $15,000 second place prize and a $5,000 third place prize. Use the money to finish your basement, start a business, upgrade your kitchen, throw your dream wedding, take your dream vacation, go back to school, build a deck, get out of debt, fund a 3% Max Checking account, buy a new or used car, or build a two-car garage for your new cars.

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