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Financial wellness: establishing an emergency fund

Posted July 1, 2019  |   Topics: Savings Tips

First the car broke down, then the dishwasher stopped working, and now the dog is sick. Sometimes the old proverb, “It never rains but it pours,” seems to ring a 

Sara B. of Grand Rapids, Michigan is our $50,000 Home Makeover Giveaway winner!

Posted July 1, 2019  |   Topics: Lake Michigan Credit Union, Community, Member Perks

Sara and her daughters, Natalie and Chloé, were presented with a check for $50,000 on June 13 at LMCU’s Knapps Corner branch as dozens of LMCU employees cheered in the background. “I never imagined this could happen to us,” said Sara, “When LMCU’s President told me, I literally fell off my bed I was so surprised.”

Save trees. Save time. Give back.

Posted July 1, 2019  |   Topics: Online Banking

Mother Nature isn’t the only one who benefits when you go paperless with electronic bank, credit card and mortgage statements. You can access your statements on your computer or mobile phone anywhere, anytime, and you can quickly and easily reference past statements. Plus, for every member who signs up, we’ll donate $1 to Habitat for Humanity*.

The truth about down payments

Posted June 3, 2019  |   Topics: Home Financing & Renovation

Home ownership may be closer than you think. There’s a lot of myths about down payments. So, to set the record straight, here are four facts to consider when looking for a home.

Skip the trip with mobile check deposit

Posted June 3, 2019  |   Topics: Online Banking

Conveniently located on the main menu of our mobile app, mobile check deposit is just as secure as coming into a branch, and it’s even easier than taking a selfie.

When buying a car for your graduate, don’t forget to do your homework

Posted June 3, 2019  |   Topics: Insurance

So, you’ve decided to reward your graduate with a car. Congratulations! But how do you figure out which car is the right car? Whether you’re shopping new or used, here are a few tips to consider from Lake Michigan Insurance Agency (LMIA).

Have a 401(k) plan at a former employer?

Posted June 3, 2019  |   Topics: Retirement Planning

Here are some options for getting the most out of multiple retirement accounts.

You may have had multiple jobs over your career, and left behind retirement account balances of critical building blocks for your retirement. Here is a short guide to your options of what to do with a retirement account left with a former employer:

LMCU named on of the 2019 Best Workplaces in Financial Services and Insurance

Posted June 1, 2019  |   Topics: Lake Michigan Credit Union

Thinking about making a career move? Find out why you’ll love working here.

Our culture, camaraderie, empowerment, and training are just some of the reasons why LMCU was named a great place to work. But what really makes us the best place to work is our employees.

Protect your RV and enjoy safe travels

Posted May 1, 2019  |   Topics: Insurance

Lake Michigan Insurance Agency (LMIA) can help with all RV insurance coverage this upcoming season.

Contents coverage: Contents insurance or personal property insurance can help you replace the items in your RV that you own if you have a theft, fire, or any other type of insured claim or loss. Typical policies offer a standard limit of $1,000 to $2,000 with the option to purchase more.

You and your investment representative: a relationship of trust

Posted May 1, 2019  |   Topics: Retirement Planning, Investing

Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment representative? Have you built the same kind of trusting relationship with him or her? Your investment representative could be a resource to tap for financial planning information through the many stages of your life.

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