We all want the perfect home that reflects our tastes, sensibilities, and unique styles. But sometimes, it doesn’t exist. At least not yet. If you’re thinking about building, follow these five tips to make the construction financing process…well, less of a process.
Mobile authenticator is an added level of protection when logging on to online banking from your PC. The mobile authenticator generates a one-time, time-sensitive, six-digit code directly on your smart phone. When prompted, you’ll enter this code into LMCU’s online banking login. To learn more visit LMCU.org/MobileAuthenticator.
Sunday, September 15
Skip the line and schedule an appointment with us in advance. Whether you’re opening a new account, applying for a loan, or servicing an existing account, just go to LMCU.org and click Schedule an Appointment.
After years of investing for retirement and other goals, you may have accumulated a substantial portfolio. If you’re approaching or already enjoying retirement, there are important steps that you can take to help ensure that your investment plan -- and your nest egg -- is on track for your Golden Years.
You’ve had plenty of time to sit and stare at the interior of your house over the past few months. But you haven’t let the lack of sunshine stop you from daydreaming about a new backsplash, wood floor, or a bathroom vanity. And now that you’re done hibernating, LMCU’s MaxEquitySMcan help turn your winter cave into your spring castle.
The sun is shining. The birds are singing. And winter is long gone…sort of. Winter weather can cause significant damage to your home that lingers long after the snow has melted. Here’s a helpful list of where to look and what to check for from the Department of Housing and Urban Development.
If you have a refund coming you may consider putting your tax return into LMCU’s 3% Max Checking - the nation’s number one checking account**. You could earn up to $450 over the next year in interest.
If you’re looking for an investment-income source, you may want to consider adding dividend-paying stocks to your portfolio. They may be especially appealing to retirees or investors who aren’t comfortable with a lot of risk.
Which option is right for you—Line of Credit or Fixed Loan?
Home Equity Line of Credit (HELOC)
Just like a credit card, you can buy the things you need now and pay off your balance over time— borrowing against the value of your home. As you repay your balance, the funds become available again.
