Identity theft is when someone steals your personal information in order to take over or open new accounts, file fake tax returns, rent or buy properties, or do other criminal things in your name. There’s a new victim of identity theft every two seconds*.

At its most effective, wealth management is a multi-faceted approach—addressing risk and tax issues, estate planning and charitable gifting, and perhaps college and long-term care planning. It’s unlikely to find one single financial professional who’s equally well versed in all these disciplines. Acknowledging that reality, the LPL Financial Advisors of MaxWealth Management located at Lake Michigan Credit Union frequently collaborates in a team effort, to draw on their collective understanding to the benefit of their clients.

Americans are living longer, healthier, and more active lives than ever. That means saving for a longer retirement is critical.