The 2019-2020 Lloyd F. Hutt Scholarship deadline is approaching

Over the last 30 years, LMCU’s Lloyd F. Hutt Scholarship program has awarded graduating high school seniors $391,500 to 237 students to help pay for college. Entrants are asked to write an essay addressing a given topic. This year’s topic is, “In 30 years, what’s the one thing you hope you still have and why?” Essays are evaluated by a panel of independent judges based on passion for the topic. Creativity, originality, clarity, grammar, and spelling are also considered.

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Learn more about our Max Savings account at LMCU.org.

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For better or worse, your credit score plays an important role in the mortgage process. The national average is 704*, and the higher your score, the lower your interest rate, while too low of a score can keep you from getting approved altogether. So, if you’re planning to buy a new house in 2020, here are the five main factors that go into calculating (and improving) your credit score:

Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment representative? Have you built the same kind of trusting relationship with him or her? Your investment representative could be a resource to tap for financial planning information through the many stages of your life.

Let’s say that at the age of 25, you earned $35,000. If your salary increased at the average historical rate, you’d have earned nearly $2 million in total by the time you were 65.^1,2 That might sound like a lot -- until you begin thinking about all the financial goals you’ll need to juggle in a lifetime, including buying a home and paying for your child’s education, while funding your own retirement.

The 2019-2020 Lloyd F. Hutt Scholarship is now open for submissions

Over the last 30 years, LMCU’s Lloyd F. Hutt Scholarship program has awarded graduating high school seniors $391,500 to 237 students to help pay for college. Entrants are asked to write an essay addressing a given topic. This year’s topic is, “In 30 years, what’s the one thing you hope you still have and why?” Essays are evaluated by a panel of independent judges based on passion for the topic, creativity, clarity, and originality.

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