Try this budget friendly DIY project for beginners.
DIY window picture frames are the perfect Saturday project for beginners.
Spring is here and the housing market is booming! Purchasing a new home is on many people’s minds, maybe even yours. Before you jump feet-first into the home buying process, you may want to first learn about what is involved when applying and qualifying for a mortgage.
If you’re preparing to buy your first home, you can make the process easier by learning as much as you can about the mortgage process before you find your dream home. Knowing what to expect allows you to plan ahead and will help you find the loan program that best meets your financial situation.
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Considering homeownership? One of the biggest expenses to save for when becoming a homeowner is saving up for the down payment. One of the many myths about the down payments is that buyers need to put at least 20% down on a home, when, in reality, that’s not always the case. In 2020, the median first-time homebuyer financed their home with less than 7% down.* And at LMCU, we’ve financed many homes for as little as 3% down. On a $250,000 home, 7% down is $17,500. It might seem like a lot, but if you start saving now, you can chip away at it little by little.
Once you’ve determined your down payment goal, it’s time to start saving using these strategies:
The last year has impacted everything from the way we work to the way we shop. Home trends saw a big impact as our homes became our office, gym and classroom. The movement has continued into 2021 with the following home makeovers trending.
All of us are seeking out ways to make being an adult a little easier. Managing your finances can be a chore, but you may be able to use technology to your advantage. Here are a few tips and tricks you may not be using yet that could help streamline your process.
The pandemic shifted us all to spend more time at home. At first, the extra time at home seemed like a dream come true. After days turned into weeks and weeks into months, we are now here one year later. The combination of working from home and home-schooling, along with limited leisure, has left many of us unorganized amongst congested and cluttered spaces.
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Tips for filing in 2021.
It’s everyone’s favorite time of year. Tax season! For many, 2020 was a unique year that brought some unpredicted changes. If one of those changes was a period of unemployment, you’re not alone! Here are a few tips on how to navigate what you may owe Uncle Sam this year.
